Very interesting how time flies! It’s almost end of January!

How are your “New Year’s resolutions” going? Can you believe that one month is gone and we have just 11 more left this year?

How are things looking? Are you still going strong? Have you slowed down a little? Or have you completely fallen off the wagon?

No matter how you’re doing, you still have plenty of time to keep at it or get back on track.

To help keep your go at keeping your goals in sight, remember these three points.

It’s okay to adjust your goals
Maybe your New Year’s resolutions weren’t realistic, or you didn’t consider another aspect of your life that would affect you. It’s okay to adjust!

Maybe you wanted to pay off N1 million debt, but you’ve had a couple of emergencies that drained your emergency fund and slowed you down. That’s okay. Look at your situation and figure out if you can make N500,000 or N750,000 of that debt go away by the end of the year. Don’t give up!

You still have plenty of time
Even if you have not started to the gym, you can start next month! You still have 11 months to go, so don’t let a setback ruin your goals for the entire year.

If you start back now and work on your resolution through December, that’s some good progress! And 11 months is much better than the one month you would have if you stopped now and didn’t get back on track.

It’s fine to set new goals
Adjusting your old goals is fine, but there’s nothing wrong with setting totally new goals too. A lot of people will say, “I’ll wait until next year to start working on my goals,” but that’s just an excuse.

January is just another month. You don’t need to wait until next year to make your life better. Start now! Then, by next January, you can look back and see how far you’ve come.

The great thing about goal setting is that you can do it anytime, anyplace and anywhere. You don’t have to wait until January, and you can always adjust if you need to. Remember that your goals are only a means to an end and not the end in itself, so you have to give it all it takes to get you where you want to be.

Keep these points in mind as you look to meet your goals throughout the rest of 2016! Also don’t leave your children out of this. Their future will be a reflection of all the little steps they decide to take now – in all aspects of their lives, financially too.

Have a great weekend!

Adapted from: http://www.rachelcruze.com/topics/everything-else/3-things-to-remember-about-setting-goals

Photo Credit: TongRo Images/Corbis

– Gbonjubola Sanni